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Consult with professionals to avoid costly mistakes. PHOTO | TO FILE

Construction is a capital intensive business that requires proper planning to avoid encountering legal and financial problems, as well as to deal with the unexpected.

From making financial arrangements to designing a house and hiring a contractor, here is a detailed building construction checklist.

Construction Checklist for Building a House

1. Land ownership and condition

Making sure you legally own your land might seem like a trivial matter, but it can cause you a lot of legal trouble and angst if it’s not done right.

Even if you bought the land a few years earlier, a simple title search to confirm your ownership can help you make up your mind before you begin your project.

It is also important to have an expert study the physical condition of the land as this dictates the type of structure that can be built in that location.

Is the land on a hilly area? What is the type of soil? Are there any excavations to be done? Is the land connected to electricity and water?

Answers to these and other questions will help you get a rough estimate of how much money will be needed to build the house you are considering.

2. Budget allocation

Building takes a lot of planning in terms of collecting and spending money to avoid running out of finances and dropping your project halfway through.

For most future homeowners, the only way to raise funds is to take out a bank loan. Getting a loan for the construction of a house, among other things, you need to check your credit report, calculate a realistic down payment and determine the loan option that is best for you.

It helps to understand that the process of obtaining a construction loan requires more time and documentation compared to a personal loan.

Make sure you have your documents in place before submitting your application.

When preparing a budget, you should hire a quantity surveyor to get a better idea of ​​the costs. You should understand that the cost of building a house ranges from $ 350 to over $ 700 per square meter depending on the finishes and location of the site.

Cost assessment

– Architecture / Design Fee: Custom house plans will cost you between 5% and 15% of the total construction budget. However, if you choose an existing house plan that requires minor modifications, your costs will be around 2% or less.

– Professional fees: You must put money aside to pay for the services of a land surveyor, a quantity surveyor, geotechs and other professionals who may be required to work on your site.

– Approval Fees: You will need to pay various fees to get permits for the many aspects of your project, including local government building permit, environmental permits, etc.

– Site preparation: Remember to set aside money for site preparation tasks such as demolition, grading, debris removal, etc.

– Major construction costs: A huge percentage of your budget will cover foundations, siding, roofing, decks, plumbing, wiring and interior finishes such as painting and installing appliances.

– Landscaping: Set aside money to develop walkways and driveways.

– Contractor fees: This is something you have to agree with your builder.

When budgeting, always keep around 10% of your budget for unforeseen costs.

3. House construction plan

Naturally, a house plan takes pride of place in the list of requirements for building a house.

Depending on finances, personal preferences and the nature of your land, choosing the right house plan is a very important step in your home construction project.

Your architects will help you determine the best design for your home, including the size of the home, its layout, and any special features you may want to add to the structure.

4. Qualified contractor

Choosing a contractor is an extremely important step towards building your own home. Remember, you are hiring someone to make your dream come true.

So you need to hire someone who will see through your project from start to finish.

READ: How to choose a contractor for your project

Start by researching who is bidding for the job. How long have they been in business? What are some of their projects? Can they allow you to speak with their customers?

Make sure you select a trustworthy builder who is up to the task.

5. Valid contracts and agreements

Carefully read all legal agreements with architects, builders and suppliers before signing anything.

Ask for clarification and hire a lawyer to walk you through the process.